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Do You Know How Much You're Spending? The Hidden Costs of Product Complexity
Maybe you're a life company going into long-term care (LTC), for example. Or it could be that you're ... definitive question you must ask yourself is: Do you care if your competitors know? As we get into a environment ...- Authors: Application Administrator, Vincent Granieri, Paul Haley, Van Beach
- Date: Oct 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
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Actuarial Standards for Product Acturaries
permissibleand what is not with respect to expense factors. Direct expensesshould be chargedto those policies that ... report is very large. It is preparedwith a lot of care each year and is a very important documentto us ...- Authors: Application Administrator, Craig Likkel, Esther H Milnes, John W H Taylor
- Date: May 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice
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Record of the Society of Actuaries 1994 Vol. 20, No. 1 Table Of Contents
Record of the Society of Actuaries 1994 Vol. 20, No. 1 Table Of Contents Table of contents from ... How To Make Money with Them and Why Governments Care. 357 Current and Future Instruments Available to ...- Authors: Application Administrator
- Date: Apr 1994
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession
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Organization of the Actuarial Function
That's how you add up to 11. Many companies have a primary organization and a secondary organization; this ... go somewhere else. Maybe someone else can take care of lines of business and distribution channels.- Authors: Application Administrator, Philip C Gath, Yiji S Starr
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession; Financial Reporting & Accounting
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The Future of Individual and Small Group Medical Insurance
give you a good idea if you are purchasing health care at the right price, doing cost containment appropriately ... I think the more fundamental issue with health care purchasing is to recognize that it's very different ...- Authors: Application Administrator, James Oatman, Jerome Winkelstein
- Date: Jun 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Public Policy
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The Standard Nonforfeiture Law: Impact of Proposed Changes
the other. It could further go into a long-term care benefit. We realize that there are existing products ... products, life products with ancillary long-term care or even ancillary annuity-type benefits. But we're ...- Authors: Application Administrator, Eric Carlson
- Date: May 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance>Non-forfeiture benefits
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Matching Of Insurance Company Pension Assets And Liabilities
refusal of many insurers to underwrite plans with direct transfers between a money market fund and the ... sufficient asset coverage. Also, a prohibition on direct transfers may still not prevent "wash through" ...- Authors: Application Administrator, Kent L Meyers, Klaus Shigley, Donald R Sondergeld, Judy Weiss
- Date: Apr 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Corporate plans; Pensions & Retirement>Funding
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Tax Issues
seriousmatter of policyholderrelations,companiesmust take care becausethe IRS has plenty of authority to inflictcompany ... out there alone. On the other hand, remember the primary rule, and that is, be reasonable. If the crowd's ...- Authors: Application Administrator, Bruce Booker, Douglas N Hertz
- Date: Jun 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Public Policy
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Appointed Actuary Issues for the Health Actuary
health insurance line with concentration in managed care products and DI. MR. ARTHUR L. WlLMES: The issue ... have recently been promulgated by the State Health- care IssuesCommittee of the American Academy of Actuaries ...- Authors: Application Administrator, John A Hartnedy, Timothy Harris, Arthur Wilmes
- Date: Oct 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance
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Sales Illustrations-We Can't Life with Them, But We Can't Live Without Them!
even similar policies in different companies. The primary reason is that the assumptions that underlie the ... traditionalparticipatingwhole life. In these policies,the direct effect of any singlenonguaranteedelement cannot ...- Authors: Application Administrator, Bruce Booker, Judy Faucett, Robert M Nelson
- Date: May 1993
- Competency: External Forces & Industry Knowledge; Professional Values
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy